Cuts disbursement TAT from 7 days to under 48 hours. Fully RBI-compliant, from lead qualification to EMI collection.
Screens every inquiry against your credit policy, verifies income and employment, checks vehicle type eligibility, and surfaces existing EMI load. ensuring DSAs only contact borrowers with a real chance of approval.
Chases required documents via WhatsApp, validates document quality and name-matching, flags errors immediately for re-submission, and creates organised file packages for underwriting. eliminating the longest TAT bottleneck.
Pulls credit bureau data automatically, surfaces negative flags and existing liabilities, calculates debt-to-income ratios, and produces a structured report for your underwriting team. removing manual CIBIL checks from your process.
Manages field verification scheduling, tracks FV agent visits, logs property and employer verification details, and escalates inconsistencies to your underwriting team. ensuring accurate risk assessment before approval.
Sends personalised payment reminders at optimal times, handles payment queries and UPI link distribution, tracks payment status across channels, and escalates only genuine defaults to your collections team. improving collection rates while reducing team load.
Loan approvals and collections are highly regulated. Your AI decisions need audit trails - not just speed.
Every Upcore deployment includes audit trails and human approval gates. Or start with governance alone: a Fractional AI Officer embedded in 72 hours, owning AI risk across your engineering and operations teams.
Explore AI Engineering Governance45-minute discovery session. We map your top 3 agent opportunities, identify the highest-impact workflow to automate, and hand you a written action plan.
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